Home, Auto, and Life Insurance in St. Louis, MO

Serving the St. Louis and St. Charles Region since 1998

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Whether you’re in the market for better auto insurance or the coverage on your home isn’t meeting your expectations, Jennifer Carter Insurance in St. Louis, MO, is here to help. Serving as the community’s most dependable insurance agent for 21 years, I have made it my mission to help you and your family get the right insurance policy without the outrageous expense.

As a full-service insurance agent, I give you the opportunity to create a customized insurance plan that protects you in all aspects of your life. Having the right coverage for your car, home, and health will give you the peace of mind that you’re never at risk. You’re never locked into a particular policy because I understand your needs change over time; as circumstances shift, I’ll be here to make sure you’re paying for a policy that benefits you wherever you are in life.  


Auto Insurance coverage

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Working with a variety of insurance providers, I will make sure you get the right auto insurance for your needs and lifestyle. There are a lot of options out there and you want to maximize your coverage while minimizing payments, ensuring your vehicles, family, and other motorists are well taken care of in the event of an accident. From teenage and high-risk drivers to those who only need the minimum, I will go everything in depth to make sure you have exactly what you need.


homeowners Insurance

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Your home is not only an expensive investment, but also a potential liability. Many people think homeowners insurance is meant to protect your valuables and property in case of fire of burglary and, while this is true, it also provides a level of safety from lawsuits and personal liability. If your home is accessible from public property or if you have children and pets, homeowners insurance is vital for protection. I can help you choose the right policy and coverage based on your needs, going over everything covered so you can decide what’s right for you. 


life Insurance

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Selecting the right life insurance policy can be daunting, but it’s necessary when it comes to protecting your family’s future. I am happy to go over your policy options and help you choose the right one based on your needs. There are many factors that go into choosing a policy and with my guidance, your family will rest easy knowing everything is taken care of.

business INSURANCE

Business Insurance

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There are a variety of insurance types and policies that make owning a business much safer for you and your employees. Professional liability insurance, property insurance, workers’ compensation and product liability . . . the list is long and confusing for those who don’t know what they need or where to start. I work with clients to help you choose the right coverage for your business, ensuring you’re protected from anything that comes your way.

Comprehensive INSURANCE

Insurance policies to meet your needs

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I provide a comprehensive line of insurance policies for all your recreational vehicles and motorcycles too! From motorized RVs and campers to watercraft, snowmobiles, and ATVs, I offer complete coverage that protects you and your belongings. Whatever your insurance needs, I’ve got you covered. 

Insurance Customized to Your Needs 

Life insurance has more benefits than simply paying for final expenses, like a funeral or cremation, or medical bills. Certain life insurance policies offer the added benefit of replacing income, securing an inheritance for a loved one, or paying off federal or state estate taxes. Deciding on this type of policy is a major decision, and I’m happy to thoroughly explain each option to assist you in finding the perfect fit.

Make the right decision by working with a qualified insurance agent to get the information you need and to feel protected from the unexpected events in life. Reach out today by phone, through email, or by using this website's contact form to see how Jennifer Carter Insurance can assist you.